Sales Officer Job in Nigeria

 Rosabon Financial Services Limited - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Sales Officer

Locations: Abuja (FCT), Anambra, Kano, Lagos, Ondo, Osun, Oyo and Rivers
Employment Type: Full-time

Scope and Impact

  • The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between
  • customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

  • The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Duties & Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish
  • quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the
  • underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Deposit mobilization to meet set targets

Key Performance Indicators:

  • Meet Set Monthly loan and investment Targets
  • Reduced number of Non-Performing loans
  • Customer retention rate of minimum 90% across loan and investment products

Qualifications / Requirements

  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment and meet set target
  • BSc Degree in Finance, Economics or a related field

Application Closing Date
25th July, 2024.

How to Apply
Interested and qualified candidates should forward their Resume / CV to: using the Job Title as the subject of the email.