Credit Underwriter Job in Nigeria

 Rosabon Financial Services Limited - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Credit Underwriter

Location: Lagos
Employment Type: Full-time

Work environment: Hybrid

Job Summary

  • The Credit Underwriter is responsible for the evaluation of financial information and risks before granting loans to individuals and companies.

    Duties and Responsibilities

    • Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
    • Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
    • Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
    • To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated..
    • Detecting fraudulent applications with falsified/forged documents and ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
    • Conducting credit search (CRS & CRC Report) on credit bureau database and conducting Email Verification & preparing Transaction Consummation Report.

    Minimum Educational Requirement

    • Bachelor's / HND

    Required Experience and Skills:

    • Analytical and computational ability
    • Financial analysis and numerical ability
    • Attention to detail
    • Decision-making ability
    • Efficiency and communication skills
    • Ability to work well under pressure
    • Should be technically savvy and should have excel and other spreadsheet skills.

    Salary and Benefits
    Competitive staff remuneration and benefit packages.

    Application Closing Date
    24th July, 2024.

    How to Apply
    Interested and qualified candidates should forward their Resume / CV to: using the Job Title as the subject of the email.