Associate Principal, Investment Advisory Job in Nigeria

 Standard Chartered Bank - We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. As a leading international bank, we strive to help people and businesses prosper across Asia, Africa and the Middle East.

We are recruiting to fill the position below:

Job Title: Associate Principal, Investment Advisory

Job ID: 4769
Location: Victoria Island, Lagos

Job type: Regular Employee
Work style: Office Working
Area of interest: Private Banking & Wealth Management

Job Summary
Responsible for formulating and aligning with Group the execution of strategic agenda for Investment Advisory with the purpose of maximizing growth, market share & profitability for Investment Services. Role entails taking ownership and providing leadership towards delivery of 

  • Investment Service P&L Ambition
  • Provision of Investment Advice to Clients and Relationship Managers to meet the client’s desired investment objectives and increase bank’s “share of client wallet”
  • The Senior Investment IA plays a key role in liaising with the product managers within the Product development team (CMPS, BA and MI) on an ad-hoc basis to discuss client requirements as well as on a more frequent basis to ensure flow of product knowledge.  
  • Drive customer experience through quality advice strategy, products offer, RMs’ relationship.
  • Provide independent opinion on quality of client’s existing portfolio.
  • Determine client’s risk appetite, investment preference and return expectations by partnering with Relationship Managers in client meetings
  • Provision of relevant solutions given client needs/ objective

Key Responsibilities

  • Work with the Head, Investment Advisory in the development and execution of marketing initiatives for the acquisition, retention and growth of target customer base.
  • Directly work with customers to deepen and secure new business relationships through the analysis of needs and provision of Investment services.
  • Creatively tailor products to meet individual customer needs.
  • Analyse and review quality of potential and existing business to ensure maximum profitability.
  • Maintain accurate and up-to-date records of all actual and attempted customer interactions.
  • Attend customer meetings that have defined call objectives, desired outcomes and a well-constructed plan.
  • Liaise and provide leadership in areas of expertise, particularly in the provision of products and services to customers.
  • Responsible for delivering a service that matches the Bank’s brand promise of being ‘The Right Partner’, to customers.
  • To periodically visit the branches with the objective of providing support in marketing their customers, disseminating information on Wealth Management products and understanding their Investment Needs
  • To maintain constant relationship with retail customers through site visits and telephone calls.
  • Market new Investment products.
  • To identify opportunities for cross – selling and referral to other SCB lines through developing and maintaining a close understanding of customers’ businesses.


  • Has overall responsibility for the development, preparation, implementation and delivery of Retail Banking Clients Wealth Solutions strategic plan, working in close liaison with Relationship Managers, Team leads and Segment Head. 


  • Drive client revenues and returns for Retail Banking
  • Drive active management of key clients to grow Wealth Solutions Team Wallet.
  • Active RM performance monitoring – spot areas of underperformance and take corrective action.
  • Provide direction, migrate best practices, challenge performance within Retail Banking and utilise MIS to drive results.
  • Work closely with RMs, Team Leads, Acquisition and other stakeholders that support the team to increase customer penetration


  • Ensure all processes are adhered to, in line with approved policies and procedures within the Priority Clients Segment.

Risk Management:

  • Ensure that adequate and appropriate systems and controls are in place to comply with Group and Business Policies, Procedures Standards and Codes.
  • Ensure Operational Risk Management and Reporting is an integral part of the business process.

Regulatory & Business Conduct:

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] 
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

  • Retail, Business Banking and Commercial Banking Client Relationship Managers
  • Retail & Business Banking Acquisition Managers
  • Branch Managers
  • Branch Operations Staff
  • Wealth Solutions Operations Staff
  • CMPS Dealers
  • Compliance, HR and other relevant units within the bank.


  • Existing and Prospective Clients

Other Responsibilities:

  • Embed Here for good and Group’s brand and values in Nigeria / Wealth Management / Investment Advisory]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); [List all responsibilities associated with the role]


  • Minimum Qualifications - A First Degree or equivalent in any discipline and relevant professional certifications 
  • Minimum Experience - Minimum of 5 years Banking Experience

Skills and Experience:

  • Knowledge and understanding of local and global Wealth Markets
  • Sound market knowledge    
  • Analytics/ Problem solving  
  • Sound background and knowledge of Banking and ability to understand the flows and processes as it impacts the Investment space.

What We oOffer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  • Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online